Our Services


Estate Protection and Liquidity

Employee Benefits Planning

Disability Protection

Retirement Planning

These programs are facilitated through proper Life Insurance, Health Insurance to include disabiity insurance and long term care insurance as well as annuities.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy--you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies or insurance carriers that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it's for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it's up to you to make the final choice.

Insurance Carriers

carriersAs independent brokers, we have established long-term, solid relationships with some of the top national and regional carriers in the industry. Our experienced staff will be able to provide comprehensive, expert insurance solutions and service.

For you, our client, this provides competitive pricing, coverage options, and peace of mind that the company providing your insurance coverage meets our standards.

Life and Health Insurance Carriers

  • Aetna
  • Fidelity and Guaranty
  • Genworth Financial
  • Guardian
  • Independence Blue Cross
  • Illinois Mutual
  • Jackson National
  • Lincoln Financial
  • John Hancock
  • Ohio National
  • Penn Mutual
  • The Principal
  • United Healthcare
  • UNUM
  • West Coast Life


Community Associations